Medical Coverage

Returning students: MSP/Guard.Me TopUp all the time
New 10-month students: Guard.Me for the first three months, followed by MSP/Guard.Me
Top Up for the rest of the school year
New 5-month students: Guard.Me all the time

What are MSP & Guard.Me?

BC Medical Services Plan (MSP)

MSP is the mandatory public health insurance provided by Health Insurance BC for students with a valid study permit.

All 10-month students must provide their study permit to the International in the beginning of school year.

Always present your MSP card when you visit a clinic or hospital.


Guard.Me is a private insurance for students without MSP.

If you have Guard.Me insurance and went to a clinic or hospital, please keep the medical receipts and submit the online claim form.

Visit Guard.Me’s website for insurance plan details and FAQ’s.